Credit and Lending Tracks
INTRO TO CREDIT ANALYSIS CERTIFICATE
This curriculum provides students with the lending concepts and skills necessary to be an effective credit analyst.
CURRICULUM REQUIREMENTS
- Principles of Banking
- Accounting or Financial Accounting
- Analyzing Financial Statements
- Commercial Lending
- Economics
Plus one of the following:
INTRO TO LENDING CERTIFICATE
This curriculum provides students with basic lending concepts necessary to understand the lending function.
CURRICULUM REQUIREMENTS
- Principles of Banking
- Accounting or Financial Accounting
- Analyzing Financial Statements
- Marketing
- Economics
Plus one of the following:
LENDING DIPLOMAS (Commercial, Real Estate, Consumer)
This curriculum provides students with an in-depth knowledge of the lending function for a successful lending career.
CURRICULUM REQUIREMENTS FOR EACH OF THE LENDING DIPLOMAS:
- Principles of Banking
- Economics
- Law and Banking: Applications or Law and Banking: Principles
- Business Math
- Customer Service
- Accounting or Financial Accounting
- Money and Banking
- Communication Skills (min 1 credit)
- Sales (min 1 credit)
CONSUMER LENDING DIPLOMA
All of the requirements as shown above for the Lending Diplomas, PLUS:
REAL ESTATE LENDING DIPLOMA
All of the requirements as shown above for the Lending Diplomas, PLUS:
COMMERCIAL LENDING DIPLOMA
All of the requirements as shown above for the Lending Diplomas, PLUS:
Diploma Requirements and Eligibility
All required and elective courses must be completed with a passing grade (D or better) and the student’s overall grade point average (GPA) must be 2.00 or higher.
All courses must carry a minimum of 2.00 credits unless otherwise noted in the specific diploma and certificate requirements.
You can transfer up to half of the course credits needed for each diploma or certificate from a college, university, or other educational organization. CFT will also consider awarding credit for other training programs (including internal training) on a case-by-case basis.
You can complete the requirements of your diploma and certificate at a pace that suits your schedule and the courses can be completed in any order you choose.
In order to keep pace with the ever-changing financial services landscape, it is necessary for CFT to revise the course requirements of certain diplomas and certificates from time to time. Once you have begun the process of completing the requirements for a specific CFT diploma or certificate, you can continue to do so right through to completion, under the requirement guidelines you started with.






